SERVICE CHARGES W.E.F FROM 01.01.2024

SR. No

Particulars

Revised
Rate

GST

Revised
Rate+ GST

1

A/c statement charges S/B, C/A and CC per page (except First statement of S/B, C/A and Cash Credit)

Statement charges

20

3.60

23.60

2

Duplicate Pass book

100

18.00

118.00

3

ATM CARD

Every Month First 5 Transaction

0

After 5 Transaction ( Cash less ,
balance enquiary & pin change)

10

1.80

11.80

After 5 Transaction
( withdrawal per transaction)

20

3.60

23.60

Duplicate ATM Card

150

27.00

177.00

ATM Repin (ATM new pin)

50

9.00

59.00

4

Fixed Deposit

Duplicate FD Receipt

5

Cash credit

Stock Statement

250

45.00

295.00

6

Cheque book charges

Cheque book charges

45

8.10

53.10

 cheque-Current / Cash Credit

45

8.10

53.10

7

Cheque Return charges

Cheque/esc return charges

 200

 36.00

 236.00

I/W Cheque return charges

  200

  36

 236.00

O/W Cheque Dishounour charges

  200

36.00

236.00

Cheque return charges for Finance Co.

200

  36.00

  236.00

ECS ret charges

200

 36.00

236.00

O/W ECS return charges

200

36.00

236.00

8

Cheque Stop payment charges

Per Cheque

100

18.00

 118.00

9

ECS Mandate

200

36.00

236.00

10

Saving A/C closed before 1year

50

 9.00

59.00

11

Current A/C closed before 1year

 100

18.00

118.00

12

SMS charges

Per month

      5

 0.90

  5.90

13

DD issued charges

upto  Rs.1000/

   30

 5.40

 35.40

1000 to Rs.5000/-

  50

9.00

  59.00

Above 5000 to10000/-

  75

  13.50

88.50

Above 10000

  100

18.00

118.00

14

DD cancelled charges

upto 1Lac

 50

  9.00

 59.00

Above 1 lac

100

 18.00

118.00

15

NEFT

Rs.1/- to less than Rs.1,00,000/-

     0

   –

        –

Rs.1,00,000/- and above

    0

   –

  –

16

RTGS

Rs.2 lacs  to less than Rs.5,00,000/-

 0

Rs.5,00,000/- and above

 0

17

Commission on Bank Guarrantee (Minimum Charges For
1Year 1Lakh)

  150

27.00

177.00

18

Commission on Bill purchase & Bill Discount
per thousand

0.5% on Amt. + GST

   –

 –

19

Franking service charges

per Frank

 11

  1.98

12.98

20

Pre payment charges for forth closure within 1 year of commercial loan for take over

3% on O/S amount + GSTPre-payment

  –

21

Pre payment charges for forth closure after 1 year but before 3 years of commercial loan for take over

2% on O/S amount + GST

 –

22

Solvency Certificate Per 1 Lakh

  5000

900.00

5,900.00

23

Pre Sanction Visit charges

100

18.00

 118.00

24

Loan File charges

150

 27.00

 177.00

25

Loan sanction processing charges for Priority

0.25% of Sanctioned Amt. + GST

     –

26

Loan sanction processing charges for Non Priority

0.50% of Sanctioned Amt. + GST

      –

27

Loan sanction processing charges for Weaker Loan up to Rs.25,000/-

Nil

  –

28

Loan Recovery charges

  –

29

NOC/ No Dues charges for other banks/ institutions

  50

  9.00

 59.00

30

Gold loan Custody charges

  250

45.00

295.00

per person-1st reminder

 25

4.50

29.50

31

Overdue Notice charges

per person -2nd Reminder

  25

4.50

29.50

per person 3rd Reminder

 50

9.00

59.00

32

One time Locker Registration charges

Locker Rent

A

600

108.00

708.00

B

900

162.00

1,062.00

C

1500

270.00

1,770.00

D

2500

450.00

2,950.00

E

5000

900.00

5,900.00

Penal Interest on Over Due Rent of Locker

2% per month on overdue amount

33

N.M.Enterance

26

4.68

30.68

34

N.M.Subscription

101

18.18

119.18

35

Member entrance Fee

50

9.00

59.00

36

Ledger Folio Charges to C/A and CC A/cs

per year per entry Re.1.00 minimum Rs.25/- and maximum Rs.500/-

50

9.00

59.00