SERVICE CHARGES W.E.F FROM 01.02.2025

SR. No

Particulars

Revised
Rate

GST

Revised
Rate+ GST

1

Duplicate A/c statement charges S/B, C/A and CC per page (except First statement of S/B, C/A and Cash Credit)

A/c Statement charges

30

       5.40

          35.40

2

Duplicate Pass book

125

     22.50

         147.50

3

ATM CARD

Every Month First 5 Transaction

0

After 5 Transaction ( Cash less ,
balance enquiary & pin change)

10

1.80

11.80

After 5 Transaction
( withdrawal per transaction)

21

    3.78

          24.78

Duplicate ATM Card (Lost/ Damage)

200

     36.00

      236.00

4

Fixed Deposit

Duplicate FD Receipt (Indemnity Bond Compolsory)

5

Cash credit (Stock Statement not submitted till 10th of every month

Upto Rs. 10.00 Lakh

250.00

45.00

295.00

Above Rs. 10.00 Lakh

500.00

90.00

 590.00

Above Rs. 10.00 Lakh

1000.00

 180.00

1,180.00

6

Cheque book charges

 (15) cheque-Saving

45

 Per Cheque Rs.4 

(15) cheque-Current / Cash Credit

45

 Per Cheque Rs.4 

7

Cheque Return charges

SB- Cheque/esc return charges

 300

     54.00

         354.00

C/A Cheque return charges

 500

     90.00

         590.00

8

ECS I/W & O/W Return charges


   400.00

     72.00

       472.00

9

Cheque Stop payment charges

Per Cheque

150.00

     27.00

       177.00

10

ECS Mandate

300.00

     54.00

354.00

11

Saving A/C closed before 1year

 100.00

18.00

118.00

12

Current A/C closed before 1year


   200.00

  36.00

 236.00

13

SMS charges

Per month

 Per SMS 0.30 Paise 

       0.05

         0.35


14

DD issued charges

upto  Rs.1000/

   30

 5.40

 35.40

1000 to Rs.5000/-

  75

13.50

 88.50

Above 5000 to10000/-

  100

 18.00

118.00

Above 10000

 150

27.00

177.00

15

DD cancelled charges

upto 1Lac

 75

 13.50

 88.50

Above 1 lac

150

 27.00

177.00

16

NEFT

Through Mobile Banking 

   -

 No Charges 

        –

Transaction up to Rs.10000

 2.50

0.45

   2.95

Transaction above to Rs.10000 up to 1 lakh

5.00

 0.90

  5.90

Above Rs. 1.00 Lakh upto Rs. 2.00 Lakh 

 15.00

  2.70

         17.70

transaction above Rs 2 lakh

25.00

   4.50

     29.50

17

RTGS

Rs.2 lacs  to less than Rs.5,00,000/-

25.00

  4.50

29.50

Rs.5,00,000/- and above

50.00

   9.00

59.00

18

Com on Bank Guarantee (Minimum Charges For 1Year per 1Lakh)

     200.00

36.00

236.00

19

Commission on Bill purchase & Bill Discount 

0.5% on Amt. + GST

0.5% on amount + GST

   –

 –

20

Franking Charges

per Frank

 11

  1.98

12.98

21

Franking service charges

per Frank

         14.00

 2.52

16.52

22

Prepayment charges for forth closure of commercial loan for take over of Term Loan

1.5% on O/S amount + GST

 –

23

Solvency Certificate Per 1 Lakh

 Per Lakh Rs.10.00

Max Rs. 5000.00 



24

Pre & Post Sanction Visit charges

500.00

90.00

 590.00

25

Loan File charges

Upto Rs. 25.00 Lakh

150.00

 27.00

 177.00

Above Rs. 25.00 Lakh

 500.00

 90.00

590.00

26

Loan sanction processing charges for Priority

0.25% of Sanctioned Amt. + GST

     –

27

Loan sanction processing charges for Non Priority

0.50% of Sanctioned Amt. + GST

      –

28

Loan sanction processing charges for Weaker Loan up to Rs.25,000/-

Nil

  –

29

NOC/ No Dues charges for other banks/ institutions

   50.00

 9.00

30

Gold loan Custody charges

300.00

 54.00

 354.00

31

Overdue Notice charges

per person-1st reminder

 50.00

9.00

59.00

per person -2nd Reminder

75.00

13.50

88.50

per person 3rd Reminder by RPD

 100.00

18.00

118.00

32

One time Locker Registration charges

600.00

 108.00

   708.00

Locker Rent

A

600.00

108.00

708.00

B

1,500.00

   270.00

1,770.00

C

2,500.00

   450.00

2,950.00

D

  4,000.00

   720.00

4,720.00

E

7,000.00

 1,260.00

8,260.00

Penal Interest on Over Due Rent of Locker

2% per month on overdue amount

33

Locker Loss of Key/ Drill

 as Actual Charges

26

4.68

30.68

34

N.M. Entrance

 500.00

90.00

500.90

35

N.M. Subscription

100.00

18.00

118.00

36

Member entrance Fee

per year per entry Re.1.00 minimum Rs.25/- and maximum Rs.500/-

100.00

18.00

118.00

37

Ledger Folio Charges to C/A and CC A/c’s

per year per entry Re.1.00 minimum Rs.25/- and maximum Rs.500/-

38

Signature Verification Charges


150.00

27.00

177.00

39

Duplicate Statement of Close A/c Per Financial year

200.00

36.00

236.00

40

O/w Retrun Cheque Postage Charges

if not collected by customer in 2 days

Actual Postage Charges + Rs. 25 Per Cheque

41

Cash Handaling Charges

S/B, CA/ CC- Privious Month Daily Average Balance below Rs. 5.00 Lakh 

In case of S/B A/c above Rs.20,000/- Rs.1/- per Rs.10,000/-

In case of C/A or CC per day Rs.1/- per ten thousand rupees

42

Cash Handaling Charges

SB - Average Minimum Balance of Month without Cheque book- Rs. 100

100.00

     18.00

     118.00

SB - Average Minimum Balance of Month with Cheque book- Rs.1000

100.00

     18.00

     118.00

CA- Average Minimum Balance of Month with Cheque book- Rs. 2000

150.00

   27.00

     177.00